E-sign Disclosures and Consent

It is required by law to provide you with certain disclosures, documents and information about the products, services or accounts you may receive or access in connection with your relationship with us (‘Services’). With your consent, we can deliver earnie services or remittance services and documents to you by a) displaying or delivering the documents by electronic means; and b) requesting that you print or download the documents and retain it for your records.

This notice contains important information that you are entitled to receive before you consent to electronic delivery of documents. Your consent also permits the general use of electronic records and electronic signatures in connection with the  earnie documents.

After you have read this information, you may agree to receive all services and documents from us electronically.  You may also withhold your consent and receive the documents on paper. If you agree to the general use of electronic records and electronic signatures in connection with our relationship, please sign below by clicking “I agree” box.  You may sign this document electronically, or by hand with a “wet” signature.

Statement of Electronic Disclosures

Your Consent and System Requirements.  You may request to receive earnie documents on paper or through electronic delivery.  In order to receive documents by electronic delivery, you must have an email address and software capable of reading email and the attachments we send you.

By providing Your consent here, You are confirming that You have access to the computer hardware and software needed to access these electronic Communications, including but not limited to:

  • An internet-ready device (including a computer, tablet, mobile phone, or other similar device),
  • A reliable connection to the internet,
  • Recent internet browser software with 256-bit encryption, supported browsers include Google Chrome, Microsoft Edge, Mozilla Firefox, and Apple Safari,
  • A valid email address and access that email account, 
  • Access to software that allows print, download, or otherwise store electronic Communications, and
  • A mobile device with a recent device operating system that supports email, text messages and attachments.

If you do not have the required software and/or hardware, or if you do not wish to use electronic records and signatures for any other reason, you can request paper copies of the  earnie documents to be sent to you by calling us.  If you need to update your e-mail address or other contact information with us, you may do so by calling us and requesting the necessary updates.

Keeping Your Contact Information Updated

It is Your responsibility to keep Your primary email address and other electronic addresses up-to-date so that earnie can communicate with You electronically. By consenting here, You agree that if We send you an electronic Communication but You do not receive it because Your electronic addresses are incorrect or out-of-date, or You cannot receive electronic Communications as provided under this Consent, earnie will have met any requirement to provide the Communication to You.

Your Recordkeeping.  If you consent to electronic disclosures, then that consent applies to all  earnie documents we give you or receive from you in connection with our relationship and the associated notices, disclosures, and other documents.  You agree to print out or download all documents when we advise you to do so, and to keep those documents for your records. If you are unable to print or download any documents, you may call us and request paper copies, and they will be provided to you.

Withdrawing your consent.  If you consent to electronic delivery of  earnie documents, you may withdraw that consent at any time.   If you wish to withdraw your consent to electronic disclosures, you may do so by calling us and requesting withdrawal of consent. After consenting to receive and deliver documents electronically, you may request a paper copy of the documents by calling us.

Your consent does not mean that we must provide the  earnie documents electronically. We may, at your option or our option, deliver documents on paper. We may also require that certain communications from you be delivered to us on paper at a specified address.


Termination or Changes to the Consent

We reserve the right, in our sole discretion, to terminate or change this Consent or the way in which We provide You with Communications.