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Global banking for global digital professionals
Launching first in the Philippines, earnie™ makes it easy for remote workers and digital freelancers to invoice and receive payments from U.S.-based clients and employers.

Because people who work hard should get paid fast.
insured1
insured1
Sign up for earnie™
1 Global banking services are provided through a banking partner in the United States, a member of the FDIC, and a banking partner in the Philippines, a member of the PDIC.

What's earnie™ like?

earnie™ is fast
You work hard, so you deserve quick access to your cash. With faster clearing times, you can receive your dollars in under 24 hours2.
earnie™ is easy
Money stuff is complicated. Through earnie™, you can collect and save your money and manage your invoices, all in one app.
earnie™ saves you money
Your money should stay yours. That’s why earnie™ provides zero transfer fees and the best forex rates.
with more features coming soon!
Save the earnie™
web app in your phone
Check our FAQs for step-by-step instructions
Coming soon on iOS and Android

How does earnie™ work?

Invoice generator
Just give us the details, and we’ll handle the rest.
Integrated payment system
We’ve made it simple not just for you, but for your clients, too.
Pay-Me Links
Send invoices to your clients as a payment link, PDF, or email.
Fast, safe, cheaper transfers
Your money. To your bank account. Stat.
Features
What's earnie like?
01
earnie is fast
You work hard, so you deserve quick access to your cash. With faster clearing times, you can receive your dollars in under 24 hours.1
02
earnie is easy
Money stuff is complicated. Through earnie, you can collect and save your money and manage your invoices, all in one app.
03
earnie saves you money
Your money should stay yours. That’s why earnie provides zero transfer fees and the best forex rates.
More features coming soon!

Why get earnie™? Because earnie™ gets you.

Made by global professionals just like you, earnie™ provides the financial services that you need as a remote worker.
An FDIC and PDIC-insured bank account1
COMING SOON
The best
forex rates
Quick transfers
& payments
A US-issued debit card & secured-credit card
COMING SOON
Tax & admin
assistance
COMING SOON
Invoicing
with integrated
Pay-Me Links
It’s everything a global professional needs in one financial app!
Sign up for earnie™

Get P100 and a free health card! 

Allow us to sweeten the pot for you. If you pre-verify today, we’ll send 100 pesos to your bank account. And because money isn’t everything, we’ll throw in a free Maxicare EReady Platinum card, which should give you access to round-the-clock emergency and health services.

Get P100 and a free health card!

Allow us to sweeten the pot for you. If you pre-verify today, we’ll send 100 pesos to your bank account. And because money isn’t everything, we’ll throw in a free Maxicare EReady Platinum card, which should give you access to round-the-clock emergency and health services. This is a limited-time offer, so better sign up today!

₱100

after completing early access verification

A free healthcard

After verifying your Philippine Passport

Questions? We have answers.

Is earnie™ a bank?

As a financial technology company, earnie™ is not a bank, but it offers banking products and services through our banking partner in the United States, a member of the FDIC, and a banking partner in the Philippines, a member of the PDIC.

What do I need to open an earnie™ account?

We’ll need you to provide your personal information (full legal name, mobile number, email, residential address, date of birth) plus your valid Philippine passport for identity verification. That’s it!And after linking your bank account, you can start sending out invoices right away!

What products and services does earnie™ provide?

earnie™ is a digital financial service that lets you earn and spend your money remotely.

With earnie™, you can easily create invoices in USD and share them with your client or employer through a unique payment link. They can then use this Pay-Me Link to remit your earnings straight to your PH bank account.

And soon, you’ll also be able to open a U.S.-based bank account through earnie™! This will allow you to receive money from U.S. employers and clients, as well as send and spend these funds remotely.

Can anyone use earnie™?

At the moment, earnie™ is only available to Filipino citizens, but we’re working really hard to expand our service to other markets.

How do I install the earnie™ mobile app?

We’re still working on our mobile app, but you can already send and receive money through earnie™ by visiting app.earnie.us on your web browser.

Pro tip:
Add a shortcut to the earnie™ website on your phone’s home screen for quick and easy access.
For iPhone users:
Visit app.earnie.us on Safari.
Tap the Share icon at the bottom of the screen.
Scroll through the list of options and click Add to Home Screen.
Tap Add in the upper right corner of the popup menu.

For Android users:
Visit app.earnie.us on your web browser.
Tap the hamburger or kebab menu button of your browser.
Tap Add page to.
Select Home screen.

The earnie™ Post
Check out our blog for updates and stories on the earnie™ community, remote working, and living life as a global digital professional.
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How a global citizen built a bank for global professionals
Matthew Cua shares how his experience as a global professional inspired him to build earnie™.

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How to go freelance like a pro
Looking to go freelance? Here are some tips to help you get started.
How a global citizen built a bank for global professionals
Matthew Cua shares how his experience as a global professional inspired him to build earnie™.